United Carriers Insurance Group -                Benefits Made Easy!
Critical Illness
Product Overview
Product Description
Critical Illness 1.0 is supplemental insurance that pays a lump-sum benefit upon diagnosis of a covered specified disease. It provides dollars to fill gaps in medical coverage and to help meet out-of-pocket, non-medical expenses. Employees chose a lump sum dollar amount from $1000 to $75,000. This plan pays the dollar amount they chose in one lump sum if they have a stroke, a heart attack or cancer. As an example if an employee chooses a $30,000 benefit and then is diagnosed with cancer they receive a check for $30,000. Purchasing this benefit is like getting an instant medical emergency savings account.Non smoker and smoker rates available.

Sample Rates
Age 16-29/ Non-smoker/ $50,000 lump sum  $2.87 week
Age 16-29/ Smoker/ $50,000 lump sum  $4.25 week